Archive for August, 2011
Get a Jump Start on Life! Early College Boosts Opportunity for Teens
It was “Pomp and Circumstance” once more this spring as we attended another college graduation. This time, my 19-year-old son was graduating with his bachelor’s degree in Computer Science. In less than a month, he would start his new position as an Assistant Technical Analyst in a Fortune 500 corporation. But wait… at nineteen, isn’t he supposed to be starting college?
I don’t know about you, but I’ve never seen the point in wasting time. I was always the kid who read ahead in class, finished homework before leaving school for the day, and saw no point in filling out sixteen workbook pages on a concept I already knew. When it came to educating my four boys, I’ve taken a similar approach. Once the basics of a subject are mastered, they can move ahead as quickly as they like, earning college credit while still in high school. Why not?
Benjamin Franklin once said, “Dost thou love life? Then do not squander time; for that’s the stuff life is made of.” Although traditional education has decreed that primary and secondary education should take twelve or thirteen years to complete, there is no good reason to spend that amount of time, unless you want to.
For homeschooling families, there are much more productive ways to spend those dozen years than crawling through a traditional course of study. The most compelling benefits of earning college credit during high school include increased credibility for the homeschool transcript, and a dramatic savings in the time and money needed to obtain a college degree. Let’s talk about these benefits, and the two simplest ways you can start earning credit – standardized college-level exams and community college classes.
Credibility: Show What You Know While diversity is one of homeschooling’s greatest assets, it can also be perceived as a liability. Pity the poor college admissions officer who has to wade through hundreds of applications and transcripts each week! When dealing with an accredited public or private school, he knows there is an objective system for assigning grades. When dealing with a homeschooler’s application, though, he has no idea how objectively or by what standards grades are assigned. It makes it difficult to measure a homeschooler against someone who has been traditionally schooled.
So how can a student measurably and credibly demonstrate his learning? A parent-created high school transcript is a start, but it won’t tell the whole story, unless it shows results from standardized tests or grades from sources other than the parent. When an admission officer sees on a transcript that a homeschooled student has taken English Literature and earned a ‘B,’ he has no way of knowing the scope and depth of the student’s work. However, if the transcript lists a standardized test score or college grade along with the parent-granted grade, the admissions officer immediately has a better picture of what the student has studied and how well he understood the material. This gives him an objective point of reference, and as a bonus, may also impress him!
Save Time: Turn Study Hours into Credit Hours I recently read that it is taking students longer than ever to earn a four-year college degree. Some students are juggling jobs and school, while others have had difficulty settling on a major. Imagine what an advantage a student would have if he or she entered college with a year or two of college credit that was accumulated during the high school years! This credit cushion would provide several wonderful options. The student could:
* Choose to graduate early
* Spend a year exploring classes that look interesting
* Opt for a double major
* Start a microbusiness
* Spend time as an intern or volunteer
* Travel
By learning deeply and purposefully, and investing a little time in testing or college classes during high school, you can make the most of the high school years, and open doors to many interesting opportunities.
Money: A Penny Saved is a Dollar Earned Community college classes and college-level exams are a cheap way to earn college credit. Classes usually cost considerably less than $100 per credit hour, and most exams cost less than $100 for three to six credits. That works out to less than thirty dollars per credit hour for three-credit exams, and less than twenty dollars per credit for six-credit exams. Compared with community college classes, which are reasonable enough, exams come out way ahead, unless your state pays for community college classes when they are taken as a dual-credit option.
Why College-Level Exams? There are two benefits you can earn with exams such as the AP, CLEP, or DSST – advanced placement (also known as “testing out” of otherwise required classes), or actual college credit. The decision as to which benefit to grant rests with the college you choose, but either way, you add credibility to your transcript and save both time and money by taking them.
The beauty of exams is that they don’t cause a lot of extra work. Any high-school subject can be broadened and deepened to college-level, especially a subject in which the student has a natural interest. The exams measure whether a student has acquired knowledge and understanding that is approximately comparable to what he would learn in an introductory-level college course. If a student loves a subject and has read extensively on his own, he may be ready to pass a college-level exam without much further study.
College-level exams are convenient. AP exams are offered at high schools; CLEP, DSST, and other exams are offered at test centers on college campuses nationwide. You can take exams whenever you’re ready – there’s no age limit. They’re cheaper than most other ways of earning college credit. They’re objective, many are widely accepted, and they make the most of your time. And scores are maintained on a testing company transcript for twenty years so that you can have them sent to any schools you wish at any time during those years.
Try College (with Training Wheels) Your local community college or junior college offers another option for earning credit in classes, such as lab sciences, that are difficult to manage at home. It’s like college with training wheels-most students commute, many are first-generation college students, and classes are often designed to bring these students up to speed so they can transfer to a four-year college if they wish. The application process is simple; tuition is usually much lower than at a four-year school; and students can begin by trying just one or two classes at a time with no long-term commitment.
I’ve heard of students as young as 10 years old being admitted, but most schools prefer that students be 13 or older. My sons started taking classes when they were 15 or 16, and it has been a very positive experience for all of them. Both of my older sons completed associate’s degrees, then transferred to four-year schools to complete their bachelor’s. It’s really nice to be graduating from college, when other people your age are graduating from high school!
An Opportunity and a Challenge As outsiders in the education establishment, homeschoolers sometimes face a credibility gap. While this needn’t affect our educational choices, it’s nice to be able to go above and beyond the ordinary in providing objective proof of learning. College-level exams and community college classes are cheap, accessible ways of earning college credit and proving that homeschoolers can teach themselves nearly anything they want to know.
When you decide to homeschool through high school, you have already made one non-traditional educational choice. By taking it a step farther, you can open to the door to some wonderful options that will help your student make the most of the teen years. Together, you and your teen can choose a homeschool experience that prepares them to soar. Are you ready to get a jump-start on college?
Paying For College – Five Ways to Get Money For Your College Education
More and more young people today are opting to work towards getting a college level education or a college degree particularly since there are a lot of different choices to pay their way through college. In the not so distant past, going to and paying for college would require a lot and I do mean, a lot of money and that eventually leads to not being able to go to college at all. These days, there are several ways of being able to get a college education and degree without struggling financially:
* First option is for high school graduating students to begin looking and exploring options while they are still in high school so they can apply in specific programs and education aids. Today, every state has a 529 college plan that allows an account holder to designate a beneficiary. So by the time college enrollment arrives, there shall be enough money disbursed and can already be used for tuition and other expenses.
* There are also college grants that you need not pay back that are available. Since these grants are need based and come from state and federal grants, there are no monthly or quarterly payments to be worried about. The grant amount or type will be entirely dependent on how much or what you are eligible for, often times there are grants that end up having all the tuition fees paid for and even books and study materials too.
* There are a lot of federal grants that you can get free applications for. You do not have to worry, since it is the state that will be paying for college expenses. All you have to do is find out what you will illegible for. Federal Student Aid Applications not only applies you for federal study aid but will also guide you to the correct application for other state aid. Considered to be one of the best options to paying for college because there are no loans or monthly payments to think and worry about later on.
* Another way to get money for college is by applying for scholarships. High School students can start applying for these scholarships early on as well as adult students that are according to specific dates set by each individual scholarship grant. And again, this is one more kind of funding option or choice that you don’t have to worry about paying back.
* And if all else fails, of course there are student loans that can be obtained as well. These types of loans can be applied for either by the parents or the students themselves however, these must be paid back after you finish college. And for this reason, applicants only borrow the amount of money that they really need.
Paying for college has ceased to be the cause of worry and apprehension these days. One only need to go out and find out for themselves what is the best option to be able to get money for college.